Contact your provider to talk about lower fees or payment options.īefore You Get Care: Know What You'll Owe This helps avoid confusion if there is a question about whether you paid a bill. Record the names of providers, bills and the amounts you have paid with the dates of payment. Write down your healthcare visits and services received. Keep records! Save all receipts as proof of payment. Use the FH Consumer Cost Lookup to compare the charge amounts on your bill with what providers typically charge for the services you received. If the EOB is not right, contact your insurer. Make sure the procedures and total payment amounts on your bill match your explanation of benefits (EOB). If each procedure or service isn’t listed separately, ask for an itemized bill. If you believe there are errors in the bill, even minor ones, contact your provider. Ask about any codes you don’t understand. Look for overcharges, double-billing and incorrect dates of service. When you get a bill, make sure it’s right. Ask how much you will have to pay for each. For example, when you visit a hospital, you may get a bill from your surgeon, and you also may get a separate bill from the radiologist who read your x-ray.īefore your visit, ask your doctor which services you will get. Most often, you’ll get a separate bill for each type of specialty care. It also states the cost for each service and the total amount you owe. Your bill tells you the services you received and the dates you received them. Medical bills may look different, but they all include the same basic information. They may also include whether you received services in or out of your plan's network. Those may include whether you have insurance, as well as your type of plan and its cost-sharing requirements. The amount you owe will depend on a number of things. Providers can include doctors, hospitals and others who give you healthcare. After you visit a provider, you may get a bill telling you how much you have to pay.
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